Why August 2025 Is a Prime Time to Lease or Finance an EV
Policy Momentum: Federal push continues as incentives near expiration mid‑September. Leasing benefits still available via the $7,500 tax credit loophole.
Dealers Push Inventory: Q3 urgency has triggered deeply discounted lease and financing rates across virtually all automakers.
Manufacturers Boost Supply: Increased EV output means more flexibility—lower prices and better nationwide access.
🔝 Top EV Lease Offers (August 2025)
Tesla Lease Specials
-
Model 3 (2025):
-
RWD Long-Range: $349/mo for 24 mo, $349 due at signing
-
AWD Long-Range: $549/mo 24 mo, $549 due at signing
-
Performance: $849/mo 24 mo, $849 due at signing
-
0.99% APR for 60 mo if $7,500 tax credit is applied at sale
-
-
Model Y (2025):
-
RWD Long‑Range: $459/mo for 36 mo, $1,000 down
-
AWD Long‑Range: $499/mo for 36 mo, $1,000 down
-
2.99% APR up to 72 mo
-
-
Model S & X (2025):
-
S AWD: $999/mo | S Plaid: $1,148/mo (36 mo, $7,500 due)
-
X AWD: $1,149/mo | X Plaid: $1,299/mo (36 mo, $7,500 due)
-

-
Cybertruck (2025):
-
RWD LR: $779/mo | AWD: $799/mo | Cyberbeast: $1,078/mo
-
0% APR available with FSD purchase; tax credit usable toward downpayment
-

Volvo EV & PHEV Offers
-
EX30 (2025): $549/mo (36 mo, $4,119 due)
-
EX90 (2025): $1,109/mo (36 mo, $5,629 due)
-
C40 Recharge (2024): $489/mo (36 mo, $3,939 due)
-
XC40 Recharge (2024): $589/mo (36 mo, $4,239 due)
-
S60 T8 PHEV (2025): $649/mo ($3,615 due)
-
XC90 T8 PHEV (2025): $819/mo ($5,169 due)
-
4.99% APR up to 72 mo on select PHEVs
Toyota EV & Hybrid Offers
-
bZ4X (2025): $209/mo (36 mo, $3,999 due); 0% APR financing for 72 mo
-
RAV4 PHEV (2025): $329/mo (36 mo, $3,999 due), 4.99% APR for select trims
Hyundai EV Deals
-
Ioniq 5 (2025):
-
SE RWD: $199/mo | SE AWD: $249/mo | SEL AWD: $259/mo (all 24 mo)
-
XRT AWD: $299/mo; Ioniq 5 N: $699/mo (36 mo)
2025 IONIQ 5 Charger Recommendations: Portable/Home Use NEMA 5-15 Pluge, NEMA 14-30 Plug, NEMA 14-50 Plug NACS Charger -
1.99%–4.99% APR; $7,500 local discount on purchase
-
-
Ioniq 6 (2025): $169/mo (24 mo); 0% APR up to 48 mo
-
Kona Electric (2025): $189/mo (24 mo); 0.99% APR
Kia EV Offers
-
EV6 (2025): from $319/mo (24–36 mo); $1,000 conquest bonus; 0% APR for 60 mo; $5,000 purchase rebate.
-
Niro EV (2025): $129/mo (24 mo, $3,999 due); 0% APR + $7,500 dealer discount
General Motors EV Offers (Chevrolet & GMC)
-
Chevrolet Equinox EV (2025): Lease $289/mo (24 mo, $3,909 due); 0% APR for 60 mo plus $1,250 Costco bonus
-
Chevrolet Blazer EV: 0% APR for 60 mo + Costco bonus
-
GMC Hummer EV & Sierra EV: Lease options from $749/mo (36 mo); 0% APR available
Ford EV Offers
-
Mustang Mach-E (2025): Lease from $397/mo (36 mo, $397 down); 0% APR on stock inventory
-
F-150 Lightning (2025): Lease from $210/mo (24 mo, $6,764 due); 0% APR on many trims
Other Notable Brands
-
Lucid Air (2025): From $549/mo (36 mo, $3,639 due); 1.99% APR + up to $5K credits + Tesla owner trade‑in offers
-
Genesis GV60: Lease ~ $389/mo (33 mo, $5,999 due); 5.49% APR available
-
Volkswagen ID.4 (2025): $329/mo (24 mo, $4,499 due); 0% APR 72 mo
-
Volkswagen ID. Buzz (2025): $679/mo (36 mo, $5,999 due); 4.9% APR + $2,500 bonus
🔍 What to Know About Lease vs Finance Offers
-
Federal Lease Tax Incentive Ends Sept 30: To maximize savings, time your lease before phase-out.
-
Lease = Lower Mo Payments, Mileage Limits; Finance = Ownership Equity, No End‑of‑Term Fees
-
APR Offers Often Rival Lease Rates: 0%–0.99% deals may make purchasing more appealing if you plan to keep the car.
-
Don’t Overlook Local Rebates: Numerous state and utility-based EV incentives may apply.
📌 Deal Summary Table
Brand & Model | Lease Payment | Term | Due at Signing | Finance Offer |
---|---|---|---|---|
Tesla Model 3 LR (RWD) | $349/mo | 24 mo | $349 | 0.99% APR with credit |
Tesla Model Y AWD | $499/mo | 36 mo | $1,000 | 2.99% APR |
Chevy Equinox EV | $289/mo | 24 mo | $3,909 | 0% APR (60 mo) + $1,250 bonus |
Hyundai Ioniq 6 SR | $169/mo | 24 mo | ~$3,999 | 0% APR (48 mo) |
Kia Niro EV | $129/mo | 24 mo | $3,999 | 0% APR + $7,500 discount |
Ford Mach‑E AWD | $397/mo | 36 mo | $397 | 0% APR available |
Lucid Air (2025) | $549/mo | 36 mo | $3,639 | 1.99% APR + $5K credits |
VW ID.4 | $329/mo | 24 mo | $4,499 | 0% APR (72 mo) |
🧠 Final Thoughts
August 2025 remains one of the strongest months yet to lease or finance an EV. Manufacturers are leaning in with aggressive offers, abundant inventory, zero‑percent financing, and record-low lease payments—especially as federal EV incentives near expiration. If you're EV-curious or looking to upgrade soon, act now while major incentives and availability align.
Share:
Kia’s EV4 Survives 6,200 Miles of Nürburgring Abuse with 95% Battery Health
MG4 Becomes First EV with Semi-Solid-State Battery Approved for Sale in China